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The Global Properties platform offers over 3 listings for foreigners looking to buy properties for sale in Croatia in residence complexes. Investing in property development in Croatia is straightforward thanks to these tools:
- An advanced search system with numerous filters, such as price, area, number of bedrooms and bathrooms, furnishing, location, and construction stage.
- Quick links for popular search terms like "pool" or "seafront".
- Sorting options for search results by date, name, popularity, and price.
- An interactive map to explore specific locations.
- A currency converter for viewing prices in dollars, euros, and local currencies.
- The minimum price for housing in an affordable residential complex in Croatia is $65000.
- The maximum price reaches $10.9 million.
Purchasing property in Zagreb or elsewhere in Croatia does not automatically grant residency. However, foreign buyers of houses and apartments can use the property to confirm a residential address when applying for residency through other programmes.
Currently, residency is available for students enrolled in local institutions, relatives of Croatian citizens, employees with a contract from a local employer, researchers, and citizens of EU countries. Additionally, digital nomads with a monthly income above 2.5 times the national average wage may apply.
Residential projects in Croatia
Foreigners can invest in new residential projects in Croatia, but conditions vary depending on the buyer’s country of citizenship. Residents of EU countries, along with Switzerland, Iceland, Liechtenstein, and Norway, have the same property rights as Croatian nationals. For others, purchasing rights depend on whether their home country has a reciprocity agreement with Croatia. This information is available on the official website of the Croatian Ministry of Justice and Public Administration.
The process of buying real estate in residence complexes in Croatia includes:
- Signing a preliminary agreement: Once the right property is found, the buyer signs a preliminary purchase contract with the seller detailing the terms of the deal, from the price and payment schedule to each party's obligations.
- Obtaining a permit: Buyers who are not EU citizens must get permission from local authorities. This requires submitting an application to the Ministry of Justice, which may take several months.
- Comprehensive check: Hiring a lawyer to verify the property’s status and ensure no encumbrances is recommended, as well as an inspector to assess the property’s technical condition.
- Signing the main agreement: The parties sign the primary sales contract (Ugovor o kupoprodaji) and notarise it.
- Registration and payment: The buyer registers the property in the local land registry (Zemljišna knjiga) and completes the payment.
- Transfer of ownership rights: After registration, ownership is officially transferred, and the buyer receives a certificate of ownership.
Buyers of new properties, including apartments and villas in Zagreb, must pay VAT and additional fees, ranging from 4% to 30% of the property price.
Properties for sale by developers in Croatia for investment
Properties in residential complexes in Croatia at prices from developers are popular among local and international investors. The country has a thriving tourism industry, especially along the coast, and the government funds projects to attract tourists and expand this sector.
Tourists and expats create strong rental demand. In the fourth quarter of 2024, the average rental yield was 4.91% per year. Rental returns can reach 6.55% for apartments in Zagreb, 5.56% in Rijeka, and 5.53% in Osijek.
In addition to stable rental income, owners can expect long-term capital growth. The average price per square meter rises by 2% each quarter. Investors who purchase at the initial construction stages can increase profits, as properties at this stage are often 15–30% cheaper.
Real estate in residential in Croatia
Our platform updates daily with new listings for residential and commercial properties and land from verified agencies and developers. Each listing includes up-to-date details, photos, prices, and seller contact information. Users can reach out anytime by phone or direct message for further details and negotiate the terms. Find your dream apartment with the help of our aggregator tools today!